Titan Company (TITAN)

FairStock Score: 28/100 — RISKY

Score breakdown: P/E: 0/3 · ROCE: 1/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at Titan as a high-quality-looking growth story priced for perfection. The business has grown sales 41.46% and profits 72.52% in the latest period, with a five-year revenue CAGR of 23.49%. Latest quarter sales were ₹25,416 Cr and net profit ₹1,684 Cr. The returns hint at a moat: ROE 37.23% and ROCE 19.14%, while promoter holding is 52.90%. A Piotroski F-Score of 7/9 and Altman Z-Score of 8.47 suggest accounting and solvency are not immediate red flags. But Graham would stop there. At ₹5,056.20, market cap is ₹4.49 lakh Cr; P/E is 78.12 and P/B is 28.59 against book value of ₹176.88. The Graham Number is only ₹417.39, implying a margin of safety of -936.81%. DCF intrinsic value is ₹3.02, and EV/EBITDA is 204.99. PEG is 6.02. Even if growth is real, I am paying a huge multiple for it. Debt/Equity is 1.95, free cash flow is only ₹5 Cr, and dividend yield is 0.30%; that combination deserves attention. The FairStock Score of 28/100 labelled RISKY matches my caution. Current ratio 1.64 is acceptable, and the 52-week range ₹3,506.50–₹5,168 shows the stock has run hard. This may be a fast grower, but not a value investment at this price. I would wait for a much wider margin of safety, or for free cash flow and earnings to catch up with the valuation. The risk is not business collapse; it is paying too much for a good business.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer