The Invest.Trust (THEINVEST)

FairStock Score: 50/100 — MIXED

Score breakdown: P/E: 2/3 · ROCE: 0/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

Strengths

• Promoter holding at 72.12% aligns management interests with minority shareholders.
• Piotroski F-Score of 7/9 indicates improving operating efficiency and financial health.
• P/B of 1.33 against book value ₹88.04 offers a reasonable entry price if the recovery sustains.
• Latest quarter net profit of ₹13 Cr on sales of ₹82 Cr shows recent momentum; PEG of 0.19 suggests the market is not giving full credit to the earnings rebound.

Concerns

• ROE of 0.24% is abysmal; existing capital is earning almost nothing.
• ROCE of 9.44% is unimpressive for a financial services business.
• Zero dividend yield leaves no income cushion; returns depend entirely on price appreciation.
• Sales growth of just 6.85% is muted, so the large profit growth may be from a low base or non-operating factors.

AI Analysis

When I look at The Invest.Trust, I see a business that is showing signs of life but is far from my ideal investment. On the surface, a P/E of 17.31 and a P/B of 1.33 against a book value of ₹88.04 are not demanding. The latest quarter, with sales of ₹82 Cr and net profit of ₹13 Cr, suggests the company may be emerging from a rough patch. Profit growth of 177.74% is striking, and the small PEG of 0.19 hints that the market hasn't fully priced in the recovery. Piotroski F-score of 7 out of 9 also tells me the balance sheet and operations are improving, while promoter holding of 72.12% ensures owner-managers have skin in the game. But I must stop there. A return on equity of 0.24% is unacceptable for a financial services firm. Even after a good quarter, the existing capital base is earning almost nothing; book value per share of ₹88.04 is translating into negligible profits relative to equity. ROCE of 9.44% is mediocre, and the debt-to-equity ratio of 0.67 means leverage is present but not excessive. The zero dividend yield forces me to depend entirely on price appreciation, and I am not comfortable paying even ₹117.48 for a company whose durable earning power remains unproven. Sales growth of just 6.85% tells me the revenue engine is not yet firing on all cylinders; the profit jump may be from a low base or one-time factors. FairStock score of 47/100 is a fair warning. I would not call this a wonderful business at a fair price. It is, at best, a potential turnaround. I would need several more quarters of rising profits, better return on equity, and evidence that growth is not just arithmetic from a weak base before I commit capital. For now, I watch and wait.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer