PNB Housing (PNBHOUSING)
StalwartFairStock Score: 67/100 — STEADY
Score breakdown: P/E: 3/3 · ROCE: 0/2 · Growth: 1/2 · Dividend: 0/1
Key Financials
| Current Price | ₹1,150.5 |
| Market Cap | ₹29,980.87 Cr |
| P/E Ratio | 12.97 |
| ROCE | 9.46% |
| ROE | 13.34% |
| Dividend Yield | 0.7% |
| Profit Growth | 4.82% |
| Debt/Equity | 2.88 |
| Sales Growth | 9.31% |
| Free Cash Flow | ₹-8,300 Cr |
| Promoter Holding | 28.04% |
| 52-Week Range | ₹729.6 — ₹1,224.25 |
| Sector | Finance |
| Book Value | ₹737.64 |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
At ₹1,007.45, PNB Housing trades below my Graham number of ₹1,121.70, leaving a margin of safety of roughly 26.5%. A P/E of 9.56 and a P/B of 1.56 are reasonable for a housing finance company earning an ROE of 13.34%. The latest quarter shows sales of ₹2,110 crore and net profit of ₹521 crore, while full-year sales and profit growth are 13.07% and 23.04% respectively. That kind of profit expansion deserves notice, especially at a PEG of 0.82.
The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer