Peninsula Land (PENINLAND)

Score breakdown: P/E: 0/3 · ROCE: 0/2 · Growth: 0/2 · Dividend: 0/1

Key Financials

Strengths

• Promoter holding is high at 67.71%, aligning promoters with minority shareholders.
• ROCE is positive at 4.26%, suggesting some operating-level return before finance costs.
• Book value of ₹6.89 offers a tangible, though modest, asset cushion.
• Current price of ₹19.04 is much closer to the 52-week low of ₹13.82 than to the high of ₹39.90, so pessimism is already partly priced in.

Concerns

• Latest quarter shows a net loss of ₹12 Cr on sales of only ₹27 Cr, with P/E at 0.00.
• Sales growth is -72.83% and profit growth is -27.21%, indicating severe business contraction.
• Negative ROE of -25.75% combined with debt/equity of 2.28 raises solvency risk.
• Piotroski F-Score of 3/9 and zero dividend yield provide no fundamental margin of safety.

AI Analysis

Peninsula Land fails my first test: the business earns nothing. At ₹19.04, the market cap is ₹605 Cr, but P/E is 0.00 because profits are absent. The latest quarter tells the story: sales of only ₹27 Cr and a net loss of ₹12 Cr. Sales growth has collapsed by 72.83%, and profit growth is also negative at -27.21%. This is not a resilient franchise; it is a shrinking developer. In Graham's language, price is what you pay, value is what you get, and here I cannot get comfortable value from the income statement. Book value is ₹6.89, yet the stock trades at 2.76 times book. With ROE at -25.75%, that book value is being eroded rather than built. Debt/equity of 2.28 is too high for a company that needs liquidity to survive project delays. ROCE of 4.26% is below any acceptable return on capital. The Piotroski F-score of 3/9 and the FairStock Score of 0/100 both point to financial stress. No dividend means I am not paid to wait. The one positive is promoter holding of 67.71%—the insiders have skin in the game. Also, the price is closer to the 52-week low of ₹13.82 than to the high of ₹39.90, so much bad news may be priced in. But a cheap-looking price is not enough. I need evidence of project launches, collections, and debt reduction. This is at best a potential turnaround. Until the P/E exists, sales recover, and leverage falls, I would rather watch from the sidelines. Capital preservation comes before opportunity.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer