Panache Digilife (PANACHE)
Fast GrowerFairStock Score: 34/100 — RISKY
Score breakdown: P/E: 0/3 · ROCE: 1/2 · Growth: 2/2 · Dividend: 0/1
Key Financials
| Current Price | ₹524.75 |
| Market Cap | ₹799.09 Cr |
| P/E Ratio | 58.83 |
| ROCE | 13.05% |
| ROE | —% |
| Dividend Yield | 0% |
| Profit Growth | 327.26% |
| Debt/Equity | 0.26 |
| Sales Growth | 64.44% |
| Promoter Holding | 54.05% |
| 52-Week Range | ₹237.7 — ₹682.9 |
| Sector | IT - Services |
| Book Value | ₹71.72 |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
At ₹310.25, Panache Digilife has a market cap of ₹545 Cr, but I need more than a rising price to interest me. A P/E of 59.99 means I am paying roughly sixty rupees for every one rupee of trailing earnings. Benjamin Graham taught that a margin of safety matters; at nearly seven times book value (₹45.36), there is little asset support. The growth story is undeniably loud: sales up 237.51%, profit up 119.80%. But growth from a small base can be misleading, and the latest quarter's ₹4 Cr net profit, while helpful, remains modest against a ₹545 Cr market cap. ROCE sits at 13.05%, which is respectable, but ROE is not even reported—so I cannot judge how efficiently equity is being converted into profit. Debt/equity of 0.40 is manageable, and the Piotroski F-score of 7/9 suggests recent fundamentals are sound. Yet there is no dividend yield to reward a patient shareholder while waiting, and the FairStock score of 34/100 flags risk. At 59.99 times earnings, the price already builds in enormous expectations. The PEG ratio of 0.34 appears attractive only if the 119.80% profit growth proves durable; value investors know extrapolating high growth is dangerous. I would not call this a business with an identifiable economic moat from the numbers before me. It is a fast grower, but a fast grower at a very demanding price. I would prefer to study the cash flows, order book, and margin history before committing capital. If growth slows even modestly, a high P/E share can get punished severely. My discipline says: let the business prove it can generate value at scale before paying today's premium.
The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer