Matrimony.com (MATRIMONY)

FairStock Score: 47/100 — MIXED

Score breakdown: P/E: 1/3 · ROCE: 1/2 · Growth: 0/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Let me look at this like a businessman. Matrimony.com has a niche franchise in India's matchmaking market, and network effects can be a genuine moat. Promoter holding of 54.61% shows skin in the game, and the balance sheet is clean: debt-to-equity is just 0.22, with a ROCE of 19.41%. That is respectable. But I buy the business for its future returns, and here the future looks weak. Sales growth is only 1.62%; profits have actually fallen 16.75%. The latest quarter shows ₹113 Cr of sales and just ₹8 Cr of net profit. That is hardly an engine of compounding. At ₹432.65, the market is asking a P/E of 26.69, which implies an earnings yield under 3.8%. For a business with near-zero growth, that gives me no margin of safety. The PEG ratio of 16.48 makes the growth premium look absurd. Return on equity of 10.77% is decent but not remarkable, and the Piotroski score of 4/9 suggests deteriorating fundamentals. Book value is ₹142.90, so I am paying more than 3 times book for a slow grower. The dividend yield of 1.24% is a poor substitute for growth. This looks like a mature, slow-growing enterprise wearing a risky valuation. I would need either a much lower price or clear evidence of reaccelerating profits before this becomes an attractive investment. For now, patience is better than paying up.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer