Lloyds Enterpris (LLOYDSENT)

FairStock Score: 28/100 — RISKY

Score breakdown: P/E: 1/3 · ROCE: 0/2 · Growth: 0/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

When I look at Lloyds Enterpris, I see a metal trading business asking ₹67.11, or ₹6,497 Cr in total. Benjamin Graham taught me to weigh facts, not hopes. The facts: book value ₹39.11, P/B 1.72; return on equity 4.20%, return on capital 5.97%. This is not a wealth-compounding machine. In a trading business, there is no pricing power, no proprietary product, no moat—you are a middleman in a commodity cycle. The balance sheet carries low debt, D/E 0.16, and promoters own 62.72%, which I respect. The latest quarter had ₹299 Cr sales and ₹38 Cr profit, evidence of some life. But the trailing earnings multiple is 25.46, while sales growth is just 3.06% and the PEG is 8.32. The reported profit growth of -138.27% is a reminder of how unstable earnings have been; one quarter does not make a wonderful business. At 1.72 times book for a 4.20% ROE, I am paying a high price for mediocre returns. The Piotroski score of 4/9 and FairStock score of 11/100 tell me financial strength is weak. A 0.20% dividend yield gives me no income while I wait. In Graham's language, this is a speculation, not an investment. I need margin of safety; at this price, I do not see it. I would wait for a much lower price or clear evidence that returns on capital have improved sustainably.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer