Lloyds Enterpris (LLOYDSENT)
CyclicalFairStock Score: 28/100 — RISKY
Score breakdown: P/E: 1/3 · ROCE: 0/2 · Growth: 0/2 · Dividend: 0/1
Key Financials
| Current Price | ₹76.49 |
| Market Cap | ₹11,676.6 Cr |
| P/E Ratio | 136.59 |
| ROCE | 5.97% |
| ROE | 4.2% |
| Dividend Yield | 0.33% |
| Profit Growth | -62.6% |
| Debt/Equity | 0.15 |
| Sales Growth | 70.2% |
| Promoter Holding | 62.72% |
| 52-Week Range | ₹40.69 — ₹84.7 |
| Sector | Metals & Minerals Trading |
| Book Value | ₹27.72 |
Strengths
- Low leverage: Debt/Equity of 0.16 provides a cushion for a cyclical metals trading business.
- High promoter holding of 62.72% aligns management interests with minority shareholders.
- Latest quarter shows profitability: ₹299 Cr sales and ₹38 Cr net profit.
- Modest positive sales growth of 3.06% indicates some demand resilience.
- Book value of ₹39.11 offers tangible asset support, though price is well above it.
Concerns
- Poor capital returns: ROE of 4.20% and ROCE of 5.97% are far below what a quality compounder should earn.
- Expensive valuation: P/E of 25.46 and PEG of 8.32 for a business with only 3.06% sales growth.
- Earnings instability: profit growth of -138.27% and Piotroski F-Score of 4/9 signal fragile financial quality.
- Negligible shareholder yield: dividend yield of just 0.20% offers little compensation while waiting.
AI Analysis
When I look at Lloyds Enterpris, I see a metal trading business asking ₹67.11, or ₹6,497 Cr in total. Benjamin Graham taught me to weigh facts, not hopes. The facts: book value ₹39.11, P/B 1.72; return on equity 4.20%, return on capital 5.97%. This is not a wealth-compounding machine. In a trading business, there is no pricing power, no proprietary product, no moat—you are a middleman in a commodity cycle. The balance sheet carries low debt, D/E 0.16, and promoters own 62.72%, which I respect. The latest quarter had ₹299 Cr sales and ₹38 Cr profit, evidence of some life. But the trailing earnings multiple is 25.46, while sales growth is just 3.06% and the PEG is 8.32. The reported profit growth of -138.27% is a reminder of how unstable earnings have been; one quarter does not make a wonderful business. At 1.72 times book for a 4.20% ROE, I am paying a high price for mediocre returns. The Piotroski score of 4/9 and FairStock score of 11/100 tell me financial strength is weak. A 0.20% dividend yield gives me no income while I wait. In Graham's language, this is a speculation, not an investment. I need margin of safety; at this price, I do not see it. I would wait for a much lower price or clear evidence that returns on capital have improved sustainably.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer