Life Insurance (LICI)
StalwartFairStock Score: 86/100 — HIGH CONVICTION
Score breakdown: P/E: 3/3 · ROCE: 2/2 · Growth: 2/2 · Dividend: 0/1
Key Financials
| Current Price | ₹413.5 |
| Market Cap | ₹2,61,538.66 Cr |
| P/E Ratio | 8.7 |
| ROCE | 53.13% |
| ROE | 37.34% |
| Dividend Yield | 2.42% |
| Profit Growth | 40% |
| Debt/Equity | 0 |
| Sales Growth | 6.8% |
| Free Cash Flow | ₹31,687 Cr |
| Promoter Holding | 96.5% |
| 52-Week Range | ₹377.1 — ₹936.95 |
| Sector | Insurance |
| Book Value | ₹139.61 |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
Here is what you need to know about LICI. Life Insurance Corporation of India is India's largest life insurer, with a market cap around Rs 2.6 lakh crore and the government holding 96.5 percent. The headline fundamentals look attractive: P/E 8.7, return on equity 37.34 percent, return on capital 53.13 percent, almost no debt, and profit up 40 percent year over year. But sales grew only 6.8 percent, so this is a profitable but slow-to-moderate grower. The stock is also near its 52-week low of Rs 377 and down roughly 56 percent from its high, which tells you the market is skeptical despite the cheap valuation.
The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer