Integrated Perso (IPSL)

Score breakdown: P/E: 1/3 · ROCE: 1/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

Strengths

• Revenue growth of 27.22% and profit growth of 63.42% show strong momentum.
• PEG ratio of 0.54 suggests current valuation may be reasonable relative to growth.
• Piotroski F-Score of 7/9 indicates solid financial health and improving fundamentals.
• ROCE of 15.09% shows decent capital efficiency.
• Promoter holding of 67.12% aligns management's interests with minority shareholders.

Concerns

• Latest quarter net margin is only 2.8% (₹5 Cr profit on ₹180 Cr sales), leaving little room for error.
• P/E of 24.65 is not cheap in absolute terms, especially for a low-margin services business.
• Book value, debt/equity, and ROE are unavailable, making a margin-of-safety assessment difficult.
• Dividend yield of 0.04% offers virtually no cushion for income-seeking investors.

AI Analysis

When I look at Integrated Perso, I first see a business growing at a pace that would make any value investor pause: sales up 27.22% and profits up 63.42%. That is exciting, but I was taught to keep excitement at the door and look at the numbers underneath. At ₹250, the market cap is ₹221 Cr, with a P/E of 24.65. That is not a bargain by Graham standards, but the PEG ratio of 0.54 tells me the growth is not fully priced in if it can be sustained. The Piotroski F-Score of 7 out of 9 also gives me some confidence that the company's financial health is improving rather than deteriorating. Return on capital employed of 15.09% is respectable, though not exceptional. What bothers me is the latest quarter: ₹180 Cr of sales but only ₹5 Cr of net profit. That works out to a net margin of just 2.8%. This is a low-margin, high-volume business, and low margins offer little protection if competition intensifies or costs rise. I also cannot calculate a book value or debt-to-equity ratio from the data given, and the FairStock Score is marked insufficient. As an investor, I demand transparency before committing capital. The promoter holding of 67.12% is good in principle, but I would want to ensure minority shareholders are treated fairly. The stock has ranged from ₹172 to ₹385 in 52 weeks and now sits at ₹250, so volatility is real. I would call this a fast grower, but a fast grower needs a strong balance sheet, durable demand, and disciplined management. The numbers show promise, but the thin margins and missing data remind me to stay cautious. I will wait for evidence of sustained profitability rather than paying for hope alone.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer