Indian Bank (INDIANB)
StalwartFairStock Score: 66/100 — STEADY
Score breakdown: P/E: 3/3 · ROCE: 0/2 · Growth: 1/2 · Dividend: 0/1
Key Financials
| Current Price | ₹894.95 |
| Market Cap | ₹1,20,546.54 Cr |
| P/E Ratio | 9.43 |
| ROCE | 6.38% |
| ROE | 16.17% |
| Dividend Yield | 2.04% |
| Profit Growth | 10.1% |
| Debt/Equity | 10.89 |
| Sales Growth | 10.7% |
| Free Cash Flow | ₹17,048 Cr |
| Promoter Holding | 73.84% |
| 52-Week Range | ₹764.05 — ₹1,000.9 |
| Sector | Banks |
| Book Value | ₹622.91 |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
When I examine Indian Bank, I start with earnings power. Sales grew 20.09% and profit grew 23.05%, while return on equity is a healthy 16.10%. At a P/E of 11.10, the market pays about eleven times current earnings—a reasonable price if the bank can keep compounding at double digits. The Piotroski score of 8/9 strengthens my confidence; it suggests the earnings are not paper profits. With the government holding 73.84%, the bank enjoys a public-sector deposit franchise and an implicit cushion, although that same ownership can create capital-allocation or governance drags.
The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer