HDFC AMC (HDFCAMC)

FairStock Score: 64/100 — STEADY

Score breakdown: P/E: 0/3 · ROCE: 2/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I’m looking at HDFC AMC as a Graham-style bargain hunter and a Buffett-style quality seeker. On business quality, it scores well: ROE 35.34%, ROCE 43.33%, debt/equity only 0.02, Free Cash Flow ₹1,885 Cr, and latest quarter net profit ₹770 Cr on sales ₹1,074 Cr. That suggests a capital-light asset manager with a real moat: trusted brand, distribution reach, and recurring fee income. Promoter holding 52.38% gives skin in the game, dividend yield 2.17% is modest but real, and Piotroski F-Score 8/9 with Altman Z-Score 10.49 points to a fortress balance sheet. Growth has been steady rather than spectacular: 5-year revenue CAGR 16.01%, recent sales growth 13.40%, and profit growth 11.80%. The stock trades at ₹2,485, market cap ₹1.07 lakh Cr, P/E 36.23, P/B 11.54, and EV/EBITDA 35.15. That is a full price for steady growth. Graham Number is ₹536.31, while DCF intrinsic value is ₹1,304.65, so the margin of safety is deeply negative at -403.18%. The 52-week range is ₹2,205.60 to ₹2,967.25, so today’s price is not at a panic discount. FairStock Score 64/100 STEADY captures my view: good business, but not a bargain. A wonderful company can still be a poor investment if bought too dear. If I already owned it, I might hold for the long term, but I would not chase it here. I would wait for a much lower price or evidence that growth can accelerate enough to justify the premium.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer