GACM Tech-DVR (GATECHDVR)
Asset PlayScore breakdown: P/E: 3/3 · ROCE: 2/2 · Growth: 0/2 · Dividend: 0/1
Key Financials
| Current Price | ₹0.49 |
| Market Cap | ₹8.91 Cr |
| P/E Ratio | 7 |
| ROCE | 32.55% |
| ROE | 10.94% |
| Dividend Yield | 0% |
| Profit Growth | -49.78% |
| Debt/Equity | — |
| Sales Growth | -26.05% |
| Promoter Holding | 0% |
| 52-Week Range | ₹0.36 — ₹0.67 |
| Sector | Finance |
| Book Value | ₹0.9 |
Strengths
- Trades at ₹0.48 versus book value ₹2.47, giving a P/B of 0.19 and a deep stated margin of safety.
- Low P/E of 2.72; latest quarter is profitable with ₹1 Cr net profit on ₹4 Cr sales.
- ROE of 16.35% and ROCE of 32.55% suggest efficient use of capital if the reported numbers are reliable.
- Sales growth of 9.72% shows the top line is still moving forward.
Concerns
- Zero promoter holding is a serious governance red flag; no skin in the game.
- Profit growth is down 29.45% and Piotroski F-Score is only 4/9, indicating deteriorating financial health.
- No dividend and a tiny ₹9 Cr market cap make it an illiquid micro-cap with no income cushion.
- Debt/Equity is not available, so the quality and safety of the ₹2.47 book value cannot be verified.
AI Analysis
At ₹0.48, GACM Tech-DVR is the kind of stock Benjamin Graham would make me look at twice—not because it is good, but because it is cheap. The market caps the entire company at ₹9 Cr, while book value stands at ₹2.47 per share. That is a price-to-book of 0.19: I am buying a rupee of stated equity for 19 paise. The low P/E of 2.72 and 16.35% ROE also seem attractive, and ROCE of 32.55% looks impressive for an Other Financial Services business. But cheapness can be a value trap. Profit growth is down 29.45%, and the Piotroski F-Score is only 4 out of 9—a warning that the balance sheet and operating efficiency may be deteriorating. The promoter holding is 0.00%. That is a deal-breaker in my book; I want management with skin in the game. No dividend means I am asked to wait for value creation with no return while I wait. The latest quarter does show ₹4 Cr sales and ₹1 Cr net profit, so the business is still alive, and sales growth of 9.72% is positive. But with debt/equity not provided, and a ₹9 Cr market cap, there is little room for error. The 0.28 PEG is misleading when earnings are declining. Graham would call this an asset play, not a franchise. I am not buying today; I would put it on a watch list, demand clean disclosures and management ownership, and see if the book value is real before risking even small capital.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer