Dhanlaxmi Bank (DHANBANK)

Fast Grower

FairStock Score: 40/100 — MIXED

Score breakdown: P/E: 3/3 · ROCE: 0/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

Current Price₹32.34
Market Cap₹1,276.46 Cr
P/E Ratio11.08
ROCE5.47%
ROE7.92%
Dividend Yield0%
Profit Growth103.2%
Debt/Equity—
Sales Growth25%
Promoter Holding0%
52-Week Range₹19.45 — ₹37.48
SectorBanks
Book Value₹38.27

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At ₹26.98, Dhanlaxmi Bank sells for almost exactly one times book value of ₹26.76, and the P/E is 10.67. That looks cheap, but I have learned that cheap can be a trap if the business does not earn good returns. ROE is just 8.36% and ROCE is 5.47% — proof this is not a wonderful franchise. A bank deserving my capital should generate double-digit returns on equity without excessive risk.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer