Chola Financial (CHOLAHLDNG)
StalwartFairStock Score: 73/100 — STEADY
Score breakdown: P/E: 2/3 · ROCE: 0/2 · Growth: 2/2 · Dividend: 0/1
Key Financials
| Current Price | ₹1,597.2 |
| Market Cap | ₹29,991.81 Cr |
| P/E Ratio | 11.24 |
| ROCE | 10.57% |
| ROE | 18.04% |
| Dividend Yield | 0.08% |
| Profit Growth | 107.58% |
| Debt/Equity | 6.23 |
| Sales Growth | 19.45% |
| Free Cash Flow | ₹-35,239 Cr |
| Promoter Holding | 46.38% |
| 52-Week Range | ₹1,237.55 — ₹2,064 |
| Sector | Finance |
| Book Value | ₹823 |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
Chola Financial earns the kind of return I admire: return on equity of 18.92%, with a price-to-earnings ratio of only 12.96. That combination is not easy to find in the Indian market. The business is growing steadily—sales are up 20.28% and profits up 14.21%, and the latest quarter shows sales of ₹9,949 Cr with net profit of ₹1,386 Cr. Promoter holding of 46.38% means interests are aligned with minority shareholders. The Piotroski score of 7 out of 9 also suggests a company that is managing its balance sheet sensibly.
The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer