Cams Services (CAMS)

FairStock Score: 55/100 — STEADY

Score breakdown: P/E: 0/3 · ROCE: 2/2 · Growth: 1/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a Buffett/Graham-style investor, I look first at business quality, then price. CAMS earns an extraordinary ROE of 42.88% and ROCE of 54.75%, carries Debt/Equity of only 0.05, and generated ₹345 Cr free cash flow. That combination suggests a capital-light intermediary with real pricing power or a narrow moat, and Piotroski F-Score of 8/9 confirms accounting strength. The latest quarter shows ₹367 Cr sales and ₹122 Cr net profit, so margins are high. Sales growth of 11.50% and profit growth of 17.00%, with 5-year revenue CAGR of 15.23%, indicate a steady compounder, not a rocket. But the price asks a lot: P/E 38.32, P/B 14.31 on book value of ₹53.27, dividend yield only 1.68%, PEG 7.36. Graham Number is ₹130.42, DCF intrinsic value ₹163.14; against ₹762.25, margin of safety is -419.55%. To me, that is not a bargain—it is optimism priced in. The EV/EBITDA of 4.35 looks oddly cheap, and Altman Z-Score 10.01 shows no distress, but I cannot let one ratio override the valuation gap. Promoter holding at 0.00% also makes me want to understand ownership and governance, though I only have the number. FairStock Score 55/100 says STEADY. A wonderful business, maybe, but not at this price. I would wait for a wider margin of safety or evidence that profit growth accelerates enough to justify the multiple over time. I prefer to buy such quality only when the price is sensible.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer