Umiya Mobile (544464)

Score breakdown: P/E: 2/3 · ROCE: 2/2 · Growth: 1/2 · Dividend: 0/1

Key Financials

Strengths

• ROCE of 32.58% shows excellent capital efficiency
• Sales growth of 45.26% indicates strong business momentum
• Piotroski F-score of 7/9 suggests sound financial health
• P/E of 15.78 with PEG of 0.59 offers a reasonable valuation relative to growth
• Market cap of ₹94 Cr against quarterly sales of ₹365 Cr shows meaningful scale in its niche

Concerns

• Profit growth of only 8.62% lags far behind 45.26% sales growth, signaling margin pressure
• Quarterly net profit of ₹4 Cr on sales of ₹365 Cr implies a very thin net margin of ~1.1%
• No dividend, book value, debt/equity, or promoter holding data — lack of transparency
• Speciality retail is highly competitive, and without a clear moat, margins could erode further

AI Analysis

Let me be honest: I don't like what I cannot read. Umiya Mobile trades at ₹66.04 with a market cap of ₹94 crore, and the P/E of 15.78 isn't extortionate. A return on capital employed of 32.58% is genuinely impressive, and sales are compounding at 45.26%. That's a growth rate most businesses would dream of. The Piotroski F-score of 7 out of 9 also tells me the financial health is above average, though not perfect. But I stop and scratch my head when I see profit growth of just 8.62% while sales are roaring ahead by 45%. That suggests the company is buying growth, perhaps by cutting prices or expanding without the margin discipline I want. A quarterly net profit of ₹4 crore on quarterly sales of ₹365 crore is a hair-thin net margin of barely 1%. Retail is a tough business; without pricing power or a strong brand, margins can vanish when competition heats up. There is no dividend, so any return depends entirely on the business generating high returns and reinvesting them well. What bothers me most is what's not given: no book value, no debt/equity, no promoter holding. I can't judge capital structure or insider faith. The PEG of 0.59 looks attractive, but only if the high sales growth converts into earnings. I'd keep this on a watchlist, but I wouldn't stake my own money until I saw profit growth catch up to sales growth and a clean balance sheet.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer