Assam Entrade (542911)

Score breakdown: P/E: 1/3 · ROCE: 0/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

When I look at Assam Entrade, I see a stock that Ben Graham might circle for a moment—then quickly leave. At ₹302.10, it trades at only 0.73 times book value of ₹416.20. That is a margin of safety on the surface. But Graham also insisted on decent earnings power and reasonable growth. Here I see a small NBFC with a market cap of just ₹44 Cr, quarterly sales of ₹2 Cr, and no dividend. The ROE is 7.47%, which is not poor enough to destroy value, but nothing to celebrate; with ROCE at 6.39%, the business is barely earning its cost of capital. The 470.77% profit growth sounds superb, but it comes off a tiny base amid -0.85% sales decline. In the latest quarter, net profit equals sales at ₹2 Cr, which at face value implies a 100% margin. That is absurd for a lender unless there is a one-time gain or accounting adjustment—so I would want proof before paying a 28.26 P/E. The F-score of 6/9 gives me some comfort about financial health, but the debt-to-equity is not disclosed, and for an NBFC, leverage and asset quality are everything. The price is also below the stated 52-week low of ₹485.05, an oddity that either means the data is stale or the market has given up. I do not buy something just because it looks cheap; I buy it because it is a good business at a cheap price. Here the business quality is weak, growth is stagnant, and the asset-play discount may simply be fair compensation for small size and low returns. I would keep it on a watch list, but I would not put my money in while the earnings story is unclear.

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Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer