Supra Pacific (540168)

Score breakdown: P/E: 2/3 · ROCE: 0/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

Strengths

• Sales growth of 104.45% and profit growth of 1000% show strong near-term momentum.
• Piotroski F-Score of 7/9 suggests solid fundamentals across profitability, leverage, and efficiency.
• P/E of 15.49 and P/B of 1.68 are not demanding if growth is sustainable.
• Latest quarterly sales of ₹24 Cr and net profit of ₹2 Cr give a small but growing earnings base.

Concerns

• ROE of 9.11% and ROCE of 8.53% are mediocre for an NBFC, limiting long-term compounding.
• Debt/equity is not available and promoter holding is N/A, leaving leverage and governance risks unquantified.
• 1000% profit growth and PEG of 0.03 are unreliable due to the likely low base effect.
• Small market cap of ₹97 Cr and a wide 52-week range of ₹22.41–₹41.00 indicate volatility risk.

AI Analysis

At first glance, this tiny NBFC looks like a compounding machine: sales up 104%, profit up 1000%, and a PEG of only 0.03. But I have learned over many decades that a spectacular growth rate from a small base can flatter. With a market cap of just ₹97 Cr and a quarterly net profit of ₹2 Cr, this is a minnow. The balance sheet is where I start, and here I am blind. Without debt/equity or promoter holding figures, I cannot judge financial strength or whether management thinks like owners. A 7/9 Piotroski score suggests improving operations, but ROE of 9.11% and ROCE of 8.53% are not the makings of a wonderful business; a wonderful lender should earn far more on equity without excessive leverage. A P/E of 15.49 and P/B of 1.68 are not obviously expensive, but value is not arithmetic. If growth continues, the price may be reasonable; if the profit surge is a base effect or one-time repricing, the multiple will feel heavy. The 52-week range of ₹22.41 to ₹41.00 tells me Mr. Market has been unsure, and so should I. The PEG of 0.03 is not something I can trust, because it assumes 1000% profit growth persists indefinitely. A dividend yield of 0.74% means my return depends entirely on future growth and capital allocation. For a prudent investor, the absence of critical information matters more than an appealing chart. I would want to understand the loan book, funding costs, and why this small NBFC is growing so rapidly. If it can prove its balance sheet and sustain decent returns, it could become interesting. But today, with modest returns on equity and hidden leverage data, the margin of safety is too thin for me to act.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer