Smart Finsec (539494)
Score breakdown: P/E: 1/3 · ROCE: 0/2 · Growth: 1/2 · Dividend: 0/1
Key Financials
| Current Price | ₹13.01 |
| Market Cap | ₹39.49 Cr |
| P/E Ratio | 23.11 |
| ROCE | 10% |
| ROE | 6.67% |
| Dividend Yield | 0% |
| Profit Growth | 6.67% |
| Debt/Equity | — |
| Sales Growth | -12.07% |
| 52-Week Range | ₹6.3 — ₹13.01 |
| Sector | Finance |
| Book Value | ₹4.99 |
AI Analysis
AI-generated, general educational analysis — not personal investment advice.
At first glance, this fails my first test: I want a business I can understand and that earns respectable returns on capital. Smart Finsec is an NBFC, which I can understand, but the figures do not excite me. It earns ROE of only 6.67% and ROCE of 10.00%. That is far from the kind of franchise that compounds value over decades. Sales have declined by 12.07%, and the latest quarter shows just ₹1 Cr of revenue and near-zero net profit. For a ₹39 Cr market cap company, that is very small scale.
The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.
Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer