Prime Capital Ma (535514)

Score breakdown: P/E: 3/3 · ROCE: 0/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

Strengths

• Low P/E of 5.28 and modest P/B of 1.46 against book value of ₹8.95 make the stock statistically inexpensive if earnings are sustainable.
• ROE of 11.46% is respectable for a small NBFC and suggests some capital efficiency.
• Piotroski F-Score of 6/9 indicates reasonable fundamental health across profitability, leverage, and efficiency measures.
• Profit growth of 266.67% and the stock trading at its 52-week high of ₹13.10 point to recent earnings momentum.

Concerns

• Sales growth is 0.00% and the latest quarter shows net profit of ₹0 Cr, implying stagnant business and weak recent profitability.
• Debt/Equity is not available for an NBFC, making it impossible to assess leverage and solvency risk.
• No dividend and no promoter holding data raise governance and shareholder-alignment concerns.
• ROCE of 8.29% is low for a financial firm, and the microcap size of ₹14 Cr may create liquidity and volatility risks.

AI Analysis

When I look at Prime Capital Ma, I see a tiny NBFC with a market cap of just ₹14 Cr and a share price of ₹13.10. The P/E of 5.28 and P/B of 1.46 against book value of ₹8.95 initially catch my eye, but cheapness must be backed by understandable economics. In a non-banking financial company, I need to know how the loan book is funded and how much leverage is being taken. Here, debt-to-equity is simply not available, which is a red flag for a financial business. The reported ROE of 11.46% is reasonable, but ROCE of 8.29% is modest, and the latest quarter shows sales of ₹1 Cr and net profit of essentially ₹0 Cr. A profit growth figure of 266.67% sounds exciting, but with zero sales growth and a zero quarterly profit, this looks like a low-base effect, not a durable franchise. I don't see a moat. An NBFC with stagnant revenue, no dividend, no promoter holding data, and a microcap footprint does not give me the margin of safety I want. The Piotroski F-score of 6/9 is decent, but it does not compensate for the lack of clarity in capital structure. Graham would say price is what you pay, value is what you get; here, the price may be low, but I cannot determine the value. This is not a stalwart or fast grower in my view. It is a possible turnaround situation, but only if operations stabilize and leverage is disclosed. I would wait on the sidelines until I see meaningful sales growth, consistent profits, and a promoter who behaves like an owner.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer