Libord Finance (511593)

Score breakdown: P/E: 0/3 · ROCE: 0/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At ₹20.79, Libord Finance has a market cap of only ₹33 crore. My first Graham question is: what am I actually buying? Book value is ₹12.45, so I am paying 1.67 times book for a business that earns just 2.83% on equity. That is an expensive price for a low-quality return. ROCE is minus 2.81%, meaning the capital employed is not earning a positive operating return. The latest quarter shows ₹0 crore sales and ₹0 crore net profit, and the trailing P/E is 54.88. So the market is offering a rich multiple on negligible earnings. Where is the moat? A tiny NBFC with zero sales and profit growth, no dividend, and a FairStock score of 'insufficient data' is not a company I can confidently value. The Piotroski F-Score of 6/9 tells me the balance sheet is not in serious trouble, but it is not a strong endorsement either. The PEG ratio of 0.60 looks oddly cheap, but when sales and profit growth are both shown as 0.00%, I cannot trust the 'G' behind that ratio. Benjamin Graham taught me to invest only when facts give a margin of safety. Here, the price of ₹20.79 stands well above book value of ₹12.45, earnings yield is under 2%, and the latest quarter is essentially empty. A 52-week range of ₹15.00 to ₹31.89 may attract traders, but volatility is not value. I need demonstrated earning power, solid management ownership, and a reasonable price. This stock offers none of those in visible numbers. I would leave it aside until the company shows actual business traction, better returns on capital, and greater disclosure.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer