Pro Fin Capital (511557)

Score breakdown: P/E: 2/3 · ROCE: 0/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

Strengths

• Revenue jumped 511.33% and profit jumped 443.50%, with the latest quarter reporting ₹43 Cr sales and ₹13 Cr net profit.
• Piotroski F-Score of 7/9 suggests improving profitability, liquidity, leverage and operating efficiency.
• P/B of 1.04 and book value of ₹1.00 mean the stock is not far above reported net worth.
• PEG of 0.03 appears cheap if the reported growth were even partly sustainable.

Concerns

• Data inconsistency: market cap/P/E imply ~₹1.4 Cr trailing profit, while the latest quarter alone shows ₹13 Cr; current price ₹1.04 is also below the reported 52-week low of ₹2.67.
• Low ROE of 6.37% and ROCE of 4.58% highlight mediocre capital returns and no obvious moat.
• Dividend yield is zero, so investors depend entirely on uncertain capital gains.
• Debt/Equity is N/A and promoter holding is not disclosed, leaving financial risk and governance opaque.

AI Analysis

Let me start with what I can trust. At ₹1.04, the market cap is only ₹23 Cr. That is a microcap, so I apply an extra margin of safety. The headline growth is remarkable: sales are up 511.33% and profit up 443.50%; the latest quarter shows ₹43 Cr of sales and ₹13 Cr of net profit. But Graham taught me to check the facts before valuing them. Here the facts do not reconcile. A P/E of 16.51 with a ₹23 Cr market cap implies trailing profit around ₹1.4 Cr, yet the latest quarter alone is supposedly ₹13 Cr. The reported 52-week range of ₹2.67 to ₹7.64 also makes no sense when the price is ₹1.04. I cannot build a value case on contradictory numbers. Take the trailing figures anyway: ROE is 6.37% and ROCE is 4.58%. This is not a great business. It is a diversified commercial services firm, likely with low barriers to entry and little pricing power. P/B of 1.04 means I pay ₹1.04 for ₹1 of book value; that works only if the book earns high returns on capital. It does not. Dividend yield is zero, so minority shareholders receive no cash while we wait. The PEG of 0.03 looks sensational, but a PEG built on a 443.50% one-year profit jump is statistically meaningless. The Piotroski F-Score of 7/9 is a genuinely positive signal and suggests an improving financial picture, possibly a real turnaround. But with debt/equity unavailable and promoter holding not disclosed, transparency is too thin for the price I am being asked to trust. I will not invest today. The price is low, the growth is tempting, but Buffett's rule is to never rely on an unverified story. If the next audited numbers confirm consistent profits and higher ROE, this could deserve a second look. Until then, I watch.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer