Yamini Invest (511012)

Score breakdown: P/E: 0/3 · ROCE: 0/2 · Growth: 0/2 · Dividend: 0/1

Key Financials

Strengths

• Trades at a price-to-book of 0.80, offering a 20% discount to stated book value of ₹1.32
• As an investment company, it may hold assets that could be liquidated or unlocked
• ROCE of 3.69% suggests some positive return on capital employed, though low
• Low absolute price of ₹1.05 and small market cap of ₹55 Cr could attract speculative interest

Concerns

• Revenue and profit have collapsed: sales growth -99.15%, profit growth -95.43%, latest quarter ₹0 Cr sales and ₹0 Cr profit
• ROE is negative at -3.35%, indicating book value is not generating shareholder returns
• Piotroski F-Score of 3/9 signals weak financial health and possible operational deterioration
• No dividend yield and no promoter holding disclosure reduce confidence in minority shareholder treatment

AI Analysis

When I look at Yamini Invest, the first thing I ask is: what does this business earn? The answer is disturbing. Sales have collapsed by 99.15%, the latest quarter shows ₹0 Cr of revenue and ₹0 Cr of profit, and profit growth is down 95.43%. A P/E of 0.00 is not a sign of cheapness; it is a sign that the earnings engine has stopped. As Graham would say, price is what you pay, but value is what you get. Here, the book value is ₹1.32 and the stock trades at ₹1.05, so on the surface I am buying a rupee of assets for 80 paise. That could be an asset play. But assets only matter if they are real, liquid, and managed in the interest of minority shareholders. ROE is -3.35%, meaning those assets are destroying value, not creating it. ROCE is only 3.69%, which is hardly an exciting return. The Piotroski F-Score of 3 out of 9 also warns me that the financial health is weak. There is no dividend, so I am not being paid to wait. And with promoter holding marked N/A, I cannot even judge who controls this company or whether their interests align with mine. In my view, this is not a wonderful compounding machine. It is a possible balance-sheet bargain that demands deep investigation into the quality of the underlying investments, hidden liabilities, and any plan to unlock value. Buffett taught me that a great business at a fair price beats a poor business at a cheap price. Yamini Invest may be cheap, but so far it is cheap for a reason. I would not buy without proof that the book value is genuinely worth ₹1.32.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer