ATIF Holdings Limited Ordinary Shares (ZBAI)

FairStock Score: 59/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for a durable business bought at a sensible price. ATIF is a six-employee advisory firm in capital markets. In the 2025-Q3 quarter as labeled in the data, revenue was $750,000 and net loss was $738,427, a negative 98.46% margin. FairStock calculations as of the 2026-07-10 close show a negative P/E of -1.32, EPS of -$5.57, ROE of -80.54%, ROCE of -7.83%, P/B of 1.00, and a Piotroski F-Score of 3/9. P/B at 1.00 suggests the market price is roughly equal to accounting book value, but continuing losses make that book value an unreliable floor. The data lists revenue growth of 177.78% and profit growth of 45.34%, but no period is named, so I treat them as possible small-base improvement rather than proof of durable economics. There is no dividend. The 52-week range is $4.14 to $9.50, and at $7.36 the price sits mid-range. The Lynch category is none because there are only 0 years of filed results and three are needed, so there is no track record to judge. For a financial firm, I would want CET1, NIM or combined ratio where relevant, but none are in the data; D/E is also N/A. The moat is likely negligible: advisory services depend on people and relationships, and six employees give little scale. FairStock Score is 59/100. This looks like a speculative, unproven financial consultancy, not a Graham-style bargain.

In plain English: ATIF Holdings provides business advice and financial consulting to smaller companies, mainly in Asia and the United States. Its latest quarter showed a loss, and the company has very little filed history, so the business looks weak. At $7.36, the price is near its accounting value, but because the company is losing money and earning poor returns, the shares do not look clearly cheap.

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Data as of 2026-07-10 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer