York Water Company (The) Common Stock (YORW)

FairStock Score: 43/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for understandable businesses with durable economics. York Water is a regulated water utility that distributes drinking water and owns wastewater systems and reservoirs. Its local monopoly gives it a narrow moat: customers need water, demand is steady, and rates are regulated. But regulation cuts both ways, and capital intensity is high. The filed record shows a slow grower. In FY2025, the year ended 2025-12-31, revenue was $77.0M, net income $20.1M, and diluted EPS $1.39. In FY2024, the year ended 2024-12-31, revenue was $74.5M, net income $20.3M, and diluted EPS $1.42. In FY2023, the year ended 2023-12-31, revenue was $70.5M, net income $23.8M, and diluted EPS $1.66. Sales rose, but profit and per-share earnings fell over two years. The latest fiscal Q2 2026, the quarter ended 2026-06-30, was better: revenue $23.4M, net income $7.6M, and diluted EPS $0.49, versus revenue $19.1M, net income $5.1M, and diluted EPS $0.35 in fiscal Q2 2025, the quarter ended 2025-06-30. One quarter is not a trend. At the close on 2026-10-13, the price was $31.19. FairStock calculates P/E 19.37, P/B 1.86, dividend yield 2.80%, Graham Number $25.63, and margin of safety -21.69%. That is not Graham's bargain. Piotroski 8/9 is strong, but Altman Z 1.03, ROCE 2.86%, debt/equity 0.65, and trailing FCF -$14.6M show the capital burden. FairStock scores it 43/100 and calls it a slow grower. I would want rate relief and positive free cash flow before getting excited.

In plain English: York Water sells drinking water and wastewater service to customers in Pennsylvania. The business is steady because people always need water, but profits have slipped over the past few years and the company spends a lot on pipes and systems, so it has been burning cash. At $31.19, the stock looks a bit expensive compared with the company's earnings, book value, and a conservative value estimate.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer