Xerox Holdings Corporation Common Stock (XRX)

FairStock Score: 48/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for durable competitive advantages and financial strength. Xerox operates in a mature industry. In fiscal year 2025, revenue was $7.0B, up from $6.2B in fiscal year 2024, yet net loss was $1.0B (EPS -$8.25). In fiscal year 2024, net loss was $1.3B (EPS -$10.75). Fiscal year 2023 had net income of $1.0M but EPS -$0.09. The FairStock data shows a P/B of 1.15 at the close on 2026-10-13, but ROE is -97.11% and debt-to-equity is 7.79. The Altman Z-Score of 0.68 signals distress. However, trailing free cash flow is $118.0M, giving a 31.6% FCF yield, and the Piotroski F-Score is 8/9. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $1.9B and net income $13.0M, a positive sign after a $105.0M loss in fiscal Q1 2026 (quarter ended 2026-03-31). The Lynch category is TURNAROUND—loss in the latest year after earlier profits. This is not a typical Buffett business; it lacks a clear moat and carries heavy debt. But the cash generation and low price relative to FCF could offer a speculative opportunity if the turnaround holds. I would monitor whether the recent profit persists and debt declines.

In plain English: Xerox sells printers, software, and services to businesses. The company has lost money in recent years and carries a lot of debt, but it still generates cash and recently had a profitable quarter. At $2.84, the stock price looks cheap compared to its cash flow, but the business is risky and its future is uncertain.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer