WesBanco Inc. Depositary Shares each representing 1/40th interest in a share of 7.375% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock Series B (WSBCO)

FairStock Score: 73/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I view WSBCO as a preferred claim on a regional bank, not as common equity. WesBanco earned $92.7 million, or $0.91 per diluted share, in fiscal Q2 2026, the quarter ended 2026-06-30, up from $57.4 million and $0.57 in fiscal Q2 2025. Fiscal Q1 2026 net income was $88.6 million, or $0.88 per diluted share, and fiscal Q3 2025 was $83.6 million, or $0.84. Full-year 2025 net income reached $223.1 million, up from $151.5 million in 2024, but diluted EPS eased to $2.23 from $2.26, and 2023 was $2.51. So consolidated profits are recovering, while per-share progress is uneven. FairStock calculates P/B at 0.62 and ROE at 8.98%, a modest return for a bank. The Lynch category is STALWART, with profit growth of 12.8% a year over five years, though the Piotroski F-score is 5/9. The preferred yields 7.36% at the 2026-10-13 close of $25.05. That is a fair contractual yield for regional-bank risk, not a steal. The dividend is non-cumulative, so a skipped payment does not accrue. I cannot verify CET1, net interest margin, nonperforming assets, charge-offs, or reserve coverage from this data; those are essential for a bank. At roughly $25, the security looks fairly priced, with credit quality and dividend declarations being the real tests.

In plain English: WesBanco is a regional bank that makes money from deposits, loans, trust and investment services. Recent quarters show profits improving, and the preferred shares pay a high income if the bank keeps declaring it, but unpaid amounts do not build up and key bank safety details are missing. At $25.05, the price looks fair rather than clearly cheap.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer