WesBanco Inc. Common Stock (WSBC)

FairStock Score: 70/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at WesBanco as a plain-vanilla regional bank: deposits, loans, trust and fee services, 2,996 employees, and a $3.5 billion market value at the 2026-10-13 close. It has a modest local franchise, but banking is commodity-like; the real moat comes from low-cost deposits and disciplined underwriting, neither visible here. The valuation is undemanding: FairStock calculates a P/E of 10.59, P/B of 0.91, dividend yield of 4.14%, and beta of 0.71. The dividend looks meaningful, and the Piotroski F-Score is 5/9, not alarming but not strong. Returns are weak: ROE is 8.98%, barely impressive for a bank, and ROCE is 1.29%. Growth is mixed. In fiscal Q2 2026 (the quarter ended 2026-06-30), filed net income was $92.7M and diluted EPS was $0.91, up from $57.4M and $0.57 in fiscal Q2 2025 (the quarter ended 2025-06-30)—a sharp rebound—and the provided profit growth figure is 61.42%. But annual per-share earnings slipped from $2.51 in FY2023 (the year ended 2023-12-31) to $2.26 in FY2024 (the year ended 2024-12-31) to $2.23 in FY2025 (the year ended 2025-12-31). The low PEG of 0.17 and Lynch STALWART label suggest appealing growth for the price, yet I cannot verify credit quality. CET1, net interest margin, nonperforming loans, reserves, efficiency ratio, and combined ratio are absent. At below book value, the market may be pricing in loan worries. I would call it inexpensive but unproven, not a fat pitch.

In plain English: WesBanco is a regional bank that takes deposits, makes loans, and offers trust and investment services. Recent quarterly profit rose sharply, and it pays a meaningful dividend, but the bank earns only a modest return on shareholders' money. At $36.75, the price looks slightly below the accounting value of the bank and low compared with earnings, so it screens cheap-to-fair, though credit risks are hard to judge from the data.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer