Wealthfront Corporation Common Stock (WLTH)

FairStock Score: 46/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Wealthfront as a Graham-style analyst: price is what you pay, value is what you get. At the close on 2026-10-13, the stock was $10.10, giving a $1.6B market cap. FairStock shows a negative P/E of -10.10, P/B of 2.46, ROE of -15.50%, ROCE of -7.84%, and debt/equity of 0.02. The low debt is comforting, but negative returns on equity and capital are not marks of a high-quality business. I see no clear moat in these figures. The filed record is volatile: FY2024, ended 2024-01-31, had revenue $216.7M and net income $77.0M; FY2025, ended 2025-01-31, had revenue $308.9M and net income $194.4M; FY2026, ended 2026-01-31, had revenue $365.0M but a net loss of $42.1M, or diluted EPS -$0.76. That swing explains FairStock's Lynch category: TURNAROUND — loss in the latest year after earlier profits. More recently, fiscal Q1 2027, ended 2026-04-30, showed net income $12.8M, and fiscal Q2 2027, ended 2026-07-31, showed net income $17.8M and diluted EPS $0.10. Yet fiscal Q2 2026, ended 2025-07-31, had net income $34.7M, so the latest quarter is still down sharply year over year. Revenue was nearly flat: $91.9M in fiscal Q2 2027 versus $91.1M in fiscal Q2 2026. Free cash flow is the bright spot: TTM FCF of $143.0M and a 9.1% FCF yield. But Piotroski 5/9 and Altman Z 1.14 are only middling to weak. I would need several quarters of durable profit and cash generation before calling this a bargain; at 2.46 times book with negative returns, the price looks fair at best.

In plain English: Wealthfront manages investments for individuals and organizations. The business looks weak on profits: it lost money in its latest full year after earlier profits, though the latest quarter was profitable. At $10.10, the price looks fair to expensive compared with its earnings, but its cash flow gives some support.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2027 10-Q (period ended 2026-07-31) · fiscal Q1 2027 10-Q (period ended 2026-04-30) · fiscal Q3 2026 10-Q (period ended 2025-10-31) · fiscal Q2 2026 10-Q (period ended 2025-07-31) · FY2026 10-K (period ended 2026-01-31) · FY2025 10-K (period ended 2025-01-31) · FY2024 10-K (period ended 2024-01-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer