Willis Lease Finance Corporation Common Stock (WLFC)

FairStock Score: 56/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I am a value investor who wants durable economics bought at a sensible price. Willis Lease Finance leases and services commercial aircraft and engines, a capital-intensive business funded largely with debt. At the 2026-10-13 close of $39.19, FairStock calculations show a P/E of 9.87, P/B of 1.26, EV/EBITDA of 8.20, a Graham Number of $52.68, and a 25.61% margin of safety. Those are statistically cheap marks. The filed record is profitable: in fiscal 2025, the year ended 2025-12-31, revenue was $730.2M, net income $113.8M, and diluted EPS $15.39; in fiscal 2024, the year ended 2024-12-31, revenue was $569.2M, net income $108.6M, and diluted EPS $15.34. However, the latest quarter shows pressure. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $194.0M, net income $30.2M, and diluted EPS $1.31, versus fiscal Q2 2025, the quarter ended 2025-06-30, when revenue was $195.5M, net income $60.4M, and diluted EPS $2.81. Financial health is the main worry. FairStock shows debt-to-equity of 3.03, an Altman Z-Score of 0.63, ROCE of 4.58%, trailing free cash flow of negative $519.6M, and an FCF yield of negative 62.7%. The company is categorized by FairStock as a FAST GROWER because profit grew 63.5% a year over five years and revenue 20.4%, but the recent profit drop and cash burn challenge that label. The stock trades near its 52-week low of $38.50 and far below the high of $244.62, while beta is 0.72. I see a cheap but leveraged, cyclical asset lessor with no wide moat. I would want clearer cash generation and a stronger balance sheet before trusting the statistical discount.

In plain English: Willis Lease Finance leases and services commercial aircraft and engines. The company has been profitable, but its latest quarter was much weaker than a year earlier and it is burning cash. At the recent close on 2026-10-13, the shares look cheap against reported profit and net assets, but the heavy debt makes the business risky.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K/A (period ended 2025-12-31) · FY2024 10-K/A (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer