Whirlpool Corporation Common Stock (WHR)

FairStock Score: 66/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Whirlpool as a possible turnaround, not a compounder. In fiscal 2025, the year ended 2025-12-31, the company earned $318 million on $15.5 billion of revenue, or $5.66 per diluted share. That was a rebound from fiscal 2024, the year ended 2024-12-31, when it lost $323 million and reported -$5.87 per share. But fiscal 2023 revenue was $19.5 billion, so the top line has shrunk significantly. The latest data are mixed: in fiscal Q2 2026, the quarter ended 2026-06-30, Whirlpool earned $88 million on $3.5 billion of revenue, or $1.15 per diluted share, yet fiscal Q1 2026, the quarter ended 2026-03-31, produced an $82 million loss. That is not steady earning power. The price on 2026-10-13 was $29.26, and FairStock calculations show a P/E of 9.63, P/B of 0.50, and a Graham Number of $64.42, implying a 54.58% margin of safety. On those numbers, it screens cheap. But FairStock's Altman Z-Score is 0.45, trailing free cash flow is -$329 million, FCF yield is -17.2%, and debt/equity is 2.05. ROE is 5.93% and ROCE is 1.51%, both too low. A 9.90% dividend yield is attractive only if cash flow can support it; negative free cash flow suggests it may not. Whirlpool manufactures and markets home appliances, and it carries a Lynch TURNAROUND label, but a turnaround is only proven by durable cash generation and lower debt. At this point, the balance sheet, not the income statement, is the main issue.

In plain English: Whirlpool makes refrigerators, laundry appliances, and other home appliances. The business looks weak right now: sales have fallen, it is not generating cash after expenses, and debt is high, though it did earn a profit in the latest quarter. The stock price looks cheap compared with its profits and assets, but the risks are big enough that cheap may be a warning rather than a bargain.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer