Webster Financial Corporation Common Stock (WBS)

FairStock Score: 61/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a value investor, I ask what I am buying and what I am paying. Webster is an $11.5 billion regional bank holding company serving commercial, healthcare, and consumer customers. In the second quarter of 2026 it earned $256.8 million on $740.0 million of revenue, a 34.7% net margin, which is respectable. At the 2026-08-20 close, FairStock's calculations show a P/E of 12.63, P/B of 1.35, ROE of 10.68%, and a 2.06% dividend yield. That is not an obvious bargain. A bank earning about 10.7% on equity is decent but not exceptional, and paying 1.35 times book leaves little margin of safety if credit turns. Provided revenue growth of 3.37% is modest, while profit growth of -0.80% suggests the bottom line is flat to slightly down. The Piotroski F-score of 7/9 is a positive sign on accounting fundamentals. The FairStock score of 61/100 and no Lynch category - because only 0 years of filed results are available and 3 are needed - tell me the historical record is too short or incomplete for a confident classification. For a bank, the crucial measures are capital adequacy, net interest margin, and credit losses; CET1, NIM, and combined ratio are not in this data, so I cannot underwrite the balance-sheet risk. Beta of 1.00 and a price near the 52-week high of $79.74 mean the market is not fearful. I would need a lower price or clearer credit and capital disclosure to call it a compelling value.

In plain English: Webster Financial is a regional bank that serves businesses and individuals through commercial, healthcare, and consumer banking. In the second quarter of 2026, it earned $256.8 million on $740.0 million of revenue, kept about 35 cents of each revenue dollar as profit, and pays a 2.06% dividend. At $77.57 a share, the stock looks roughly fairly priced rather than a clear bargain, because profits are barely growing and the company earns only an average return on shareholders' money.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-08-20 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer