Washington Trust Bancorp Inc. Common Stock (WASH)

FairStock Score: 65/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look at a bank first as a lending institution, not a stock chart. Washington Trust Bancorp is a $707 million regional bank in Westerly, Rhode Island, serving individuals and businesses plus wealth management. At $37.07 on 2026-10-13, FairStock's math puts it at 12.87 times earnings and 1.28 times book, with a 10.25% return on equity. That is not a bargain-bin price, but it is not demanding if earnings are durable. The 6.04% dividend yield and 0.72 beta suggest a steady, income-oriented shareholder base.

In plain English: Washington Trust Bancorp is a regional bank holding company in Westerly, Rhode Island, offering deposit accounts, loans, and wealth management services. It lost money in 2024 but returned to profit in 2025 and has stayed profitable recently. The stock price looks moderate rather than a screaming bargain, and it pays a large dividend, but the available data does not show important details about loan quality or financial cushion.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer