NCR Voyix Corporation Common Stock (VYX)

FairStock Score: 43/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for businesses that earn high returns on capital and sell below intrinsic value. NCR Voyix is not that today, though FairStock labels it a TURNAROUND because it returned to profit after a loss within the last three years. In fiscal 2023, it lost $428.0 million; by fiscal 2025, it earned $62.0 million on $2.7 billion of revenue. That swing is real, but the reported record is noisy: fiscal 2024 net income was $958.0 million, while the latest fiscal Q2 2026, ended 2026-06-30, produced only $2.0 million of net income on $523.0 million of revenue, a 0.38% margin, with diluted EPS of -$0.01. Revenue has declined from $3.2 billion in fiscal 2023 to $2.7 billion in fiscal 2025, and from $660.0 million in fiscal Q2 2025 to $523.0 million in fiscal Q2 2026. The company sells retail and restaurant software, self-checkout kiosks, payments, and hardware, but low FairStock-calculated returns—ROE 5.27% and ROCE 2.66%—and trailing free cash flow of -$28.0 million do not suggest a wide moat. Debt-to-equity is 1.16, and an Altman Z-Score of 0.59 points to financial distress risk, even though the Piotroski F-Score of 7/9 is encouraging. At the close on 2026-10-13, the price was $7.20, exactly FairStock's Graham Number, so the margin of safety is 0.00%. P/B is 1.07, P/E is 25.71, EV/EBITDA is 8.77, and PEG is 0.36. I would want durable revenue stabilization and positive cash generation before calling this a bargain.

In plain English: NCR Voyix sells software, checkout machines, and payment tools to stores and restaurants. It is barely making a profit right now, sales have been falling, and the business is not producing spare cash. At $7.20, the stock looks about fair against its basic numbers rather than clearly cheap.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer