Verisk Analytics, Inc. (VRSK)

FairStock Score: 54/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I see Verisk as a specialized data and analytics supplier to insurers: its underwriting forms, rules, loss costs, and workflow tools sit close to core decisions. That can be a moat, though I must judge it by the numbers. In fiscal 2025, revenue was $3.1B, up from $2.9B in fiscal 2024, while net income slipped to $908.3M from $958.2M and diluted EPS fell to $6.48 from $6.71. In fiscal Q1 2026, the quarter ended 2026-03-31, revenue was $782.6M, net income $234.2M, and diluted EPS $1.73, versus $753.0M, $232.3M, and $1.65 in fiscal Q1 2025. So growth is modest and profits have been uneven. FairStock's Lynch category is Slow Grower, with 5.0% annual profit growth and 6.2% revenue growth over five years. Cash generation is real: free cash flow $1.2B, FCF yield 5.3%, ROCE 18.96%, and Piotroski F-Score 6/9. But the balance sheet needs care: Altman Z-Score 5.43 is strong, yet D/E 15.82, ROE 437.95%, and P/B 72.89 point to a very thin equity base. At the 2026-10-13 close of $176.65, FairStock P/E is 27.14, EV/EBITDA 16.20, and dividend yield 1.14%. A slow grower at 27 times earnings is not a bargain; it is a quality business priced for steady execution. I would want either faster profit growth or a lower price.

In plain English: Verisk sells data and software to insurance companies, helping them write policies, assess risk, and price coverage. The business looks solid, with good cash generation, though growth is slow and profit slipped in the latest full-year figures. At the current price, the shares look fair to expensive relative to that slow growth.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · fiscal Q1 2025 10-Q (period ended 2025-03-31) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer