Vera Bradley Inc. Common Stock (VRA)

FairStock Score: 58/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

As a value investor in the Graham and Buffett tradition, I want a durable business bought at a sensible price. Vera Bradley is a branded consumer-cyclical accessories maker, but the brand has not protected sales. In fiscal 2026, the year ended 2026-01-31, revenue was $269.7 million, down from $318.8 million in fiscal 2025, the year ended 2025-02-01, and $383.7 million in fiscal 2024, the year ended 2024-02-03. Fiscal 2026 also produced a net loss of $47.8 million and diluted EPS of -$1.71, though that was narrower than fiscal 2025's net loss of $62.2 million and EPS of -$2.15. The latest filed quarter, fiscal Q2 2027 ended 2026-08-01, showed revenue of $71.6 million and net income of $4.5 million, or $0.15 per diluted share. That follows fiscal Q1 2027 ended 2026-05-02, when it lost $4.8 million, or $0.17 per share. So the Lynch category is TURNAROUND—loss in the latest year after earlier profits—but the quarterly pattern is volatile. On the close of 2026-10-13 at $5.78, FairStock calculates a negative P/E of -16.06, P/B of 1.29, ROE of -7.36%, ROCE of -2.14%, and EV/EBITDA of 11.79. The positive is TTM free cash flow of $29.3 million and a FairStock FCF yield of 17.7%, with a Piotroski F-Score of 7/9 and an Altman Z-Score of 2.67. Debt-to-equity is 0.54. That cash generation and improving loss trend matter, but a small-cap cyclical with declining revenue and no clear moat deserves caution. The FairStock Score is 58/100, which seems fair, not compelling.

In plain English: Vera Bradley designs and sells women's handbags, luggage and accessories. The business has looked weak in recent years because sales fell and it reported losses, though the latest filed quarter showed a small profit and the company is still generating cash. At $5.78, the price looks neither clearly cheap nor expensive based on its uneven earnings and its value on the books.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2027 10-Q (period ended 2026-08-01) · fiscal Q1 2027 10-Q (period ended 2026-05-02) · fiscal Q4 2026 10-K (period ended 2026-01-31) · fiscal Q3 2026 10-K (period ended 2025-11-01) · FY2026 10-K (period ended 2026-01-31) · FY2025 10-K (period ended 2025-02-01) · FY2024 10-K (period ended 2024-02-03)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer