Virtu Financial Inc. Class A Common Stock (VIRT)

FairStock Score: 82/100 — HIGH CONVICTION

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

Virtu is not a bank; it is an electronic market maker and execution-services provider, so I judge it as a broker-dealer. The business has scale, speed and liquidity, which can be a moat, but it is a competitive, capital-intensive trading game. The filed numbers show a strong rebound: in FY2025 ended 2025-12-31, revenue was $617.0M versus $516.8M in FY2024; net income was $468.4M versus $276.4M; diluted EPS was $5.13 versus $2.97. Yet the latest comparable quarter was flat: fiscal Q2 2026 ended 2026-06-30 had net income of $150.9M and diluted EPS of $1.63, barely changed from fiscal Q2 2025's $151.2M and $1.65. FairStock's Lynch category calls it a SLOW GROWER — Shrinking, with five-year profit falling 6.3% a year and revenue up only 0.5%, so the recent surge is not yet a durable trend. Financial health is mixed. FairStock's calculated ROE is 53.62%, but ROCE is only 4.54% and debt-to-equity is 4.15, so leverage is doing much of the work; the Piotroski F-Score is 3/9. CET1, NIM and combined ratio are not in the data. At the 2026-10-13 close of $55.94, FairStock calculates P/E 9.29, P/B 2.64 and PEG 0.11. That looks cheap if FY2025 earnings persist, but P/B is not low for a volatile broker. I would want consistency, lower leverage and proof that current profits are not just a volatility windfall.

In plain English: Virtu is a trading firm that buys and sells securities and handles trades for clients. It can make a lot of money when markets are busy, but earnings bounce around and the company uses heavy borrowing. At $55.94, the price looks low compared with recent profits, but the long-term record is uneven.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer