Uxin Limited ADS (UXIN)

FairStock Score: 23/100 — RISKY

Key Financials

Strengths

• Revenue growth of 76.8% demonstrates strong top-line momentum

Concerns

• High leverage at 18.61x debt-to-equity increases financial risk and interest expense burden
• Altman Z-Score of -11.9 places it in the financial distress zone—elevated bankruptcy risk

AI Analysis

Uxin Limited ADS is a micro-cap consumer cyclical company valued at $583 million. Revenue stands at $311 million. From a quality standpoint, Uxin shows solid Piotroski F-Score of 6/9 and distressed Altman Z-Score of -11.9 warrants caution. Growth dynamics show revenue growing at 76.8% and profit growth of -3.8%. Our composite FairStock Score of 23/100 reflects below-average fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.

Bull Case

Uxin's 77% revenue growth trajectory could accelerate as it captures additional market share in the consumer cyclical sector. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.

Bear Case

Elevated leverage at 18.6x D/E means rising interest rates or revenue weakness could strain debt covenants and force asset sales at distressed prices. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.

Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer