United States Lime & Minerals Inc. Common Stock (USLM)

FairStock Score: 61/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for simple businesses with durable economics and a sensible price. United States Lime & Minerals passes the first test: it quarries and processes lime and limestone for construction, industrial, and environmental customers. The filed record shows growth. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $99.1 million and net income was $34.5 million, or $1.20 diluted EPS; in fiscal Q2 2025, the quarter ended 2025-06-30, revenue was $91.5 million, net income $30.8 million, and diluted EPS $1.07. For fiscal 2025, the year ended 2025-12-31, revenue was $372.7 million, net income $134.3 million, and diluted EPS $4.67, up from fiscal 2024 revenue of $317.7 million, net income of $108.8 million, and diluted EPS of $3.79, and fiscal 2023 revenue of $281.3 million, net income of $74.5 million, and diluted EPS of $2.61. The financial health is excellent: FairStock shows debt-to-equity of 0.00, an Altman Z-Score of 37.90, a Piotroski F-Score of 7/9, ROE of 21.35%, and ROCE of 14.64%. The competitive evidence is high margins and returns, though the category is cyclical. FairStock classifies it as CYCLICAL — Building Materials because earnings follow the economic cycle. Valuation is the problem. At the 2026-10-13 close of $106.45, FairStock calculates a P/E of 22.84, P/B of 4.61, EV/EBITDA of 14.38, PEG of 1.91, FCF yield of 3.0%, and a Graham Number of $50.42, meaning the price is 111.13% above that conservative estimate. I admire the company but not the price.

In plain English: United States Lime & Minerals mines and sells lime and limestone products used in construction, industry, and environmental work. The business looks strong on profits and has no debt, but it is tied to the building cycle. At the recent price, the shares look expensive compared with the company's accounting value and a conservative earnings-based estimate.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer