Urban Outfitters Inc. Common Stock (URBN)

FairStock Score: 60/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for a durable business bought at a sensible price. Urban Outfitters is a specialty apparel and lifestyle retailer, operating Urban Outfitters and Anthropologie, with wholesale and subscription segments. Retail is competitive, so I see only a modest moat: brand appeal, a broad assortment, and a customer base aged roughly 18 to 28. The financial record, however, is improving. In fiscal 2026, the year ended 2026-01-31, the company reported revenue of $6.2B, net income of $464.9M, and diluted EPS of $5.06. That compares with fiscal 2024, the year ended 2024-01-31, when revenue was $5.2B, net income $287.7M, and diluted EPS $3.05. More recently, in fiscal Q2 2027, the quarter ended 2026-07-31, revenue was $1.7B, net income $240.7M, and diluted EPS $2.78, up from fiscal Q2 2026's $1.5B, $143.9M, and $1.58. FairStock's calculations show a 20.94% ROE, a 0.43 debt-to-equity ratio, $295.2M of trailing free cash flow, and a Piotroski F-Score of 8/9. The balance sheet looks sound, with an Altman Z-Score of 3.38. At the 2026-10-13 close of $84.85, FairStock calculates a P/E of 13.28, P/B of 2.78, FCF yield of 4.1%, EV/EBITDA of 9.08, and PEG of 0.20. Its Graham Number is $69.21, so the price is about 22.6% above that conservative asset-and-earnings benchmark. FairStock scores it 60/100 and labels it a FAST GROWER under its rules from filed annual results, citing fast profit and revenue growth, though apparel retail remains cyclical. I would want a wider margin of safety before calling it a compelling value.

In plain English: Urban Outfitters sells clothing, home goods, and accessories through brands such as Urban Outfitters and Anthropologie. The business looks strong: sales and profits have grown, debt is modest, and it generates cash. At the recent close of $84.85, the stock looks reasonably priced but not clearly cheap based on the company's earnings and assets.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2027 10-Q (period ended 2026-07-31) · fiscal Q1 2027 10-Q (period ended 2026-04-30) · fiscal Q3 2026 10-Q (period ended 2025-10-31) · fiscal Q2 2026 10-Q (period ended 2025-07-31) · FY2026 10-K (period ended 2026-01-31) · FY2025 10-K (period ended 2025-01-31) · FY2024 10-K (period ended 2024-01-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer