Uno Minda (UNOMINDA)

FairStock Score: 45/100 — MIXED

Score breakdown: P/E: 0/3 · ROCE: 1/2 · Growth: 2/2 · Dividend: 0/1

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach Uno Minda as a Buffett-Graham investor: quality first, price always. The business has real scale and momentum. Sales grew 23.80%, and five-year revenue CAGR is 21.94%, with latest quarterly sales of ₹5,018 Cr and net profit of ₹300 Cr. Promoter holding of 68.41%, ROE 19.86%, ROCE 18.83%, and debt/equity 0.38 suggest decent capital returns and a conservative balance sheet. Piotroski F-Score 8/9 and Altman Z-Score 6.21 reinforce financial strength, so I do not fear insolvency. The moat is not directly measurable from these figures, though ROE and ROCE hint at some competitive advantage; pricing power cannot be verified. The problem is price. At ₹1,240, P/E 59.53, P/B 11.46, EV/EBITDA 103.65, and PEG 9.18, the market already assumes exceptional compounding. Graham Number is ₹210.47, giving a margin of safety of -464.68%, meaning the stock trades far above intrinsic value by Graham's conservative math. Profit growth of just 1.20% badly trails sales growth, so margins may be under pressure. Free cash flow is negative ₹408 Cr, and dividend yield is only 0.21%, so shareholders depend on future growth rather than current cash returns. This is a high-quality growth candidate, but not a value purchase at this price. I would watch margin recovery, cash generation, and whether earnings catch up with revenue before paying such a premium. So, I will not bend my valuation discipline for momentum.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data from BSE/NSE filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer