Unilever PLC American Depositary Shares (each representing One Ordinary Share) (UL)

FairStock Score: 47/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At the close on 2026-10-13, Unilever's ADS traded at $62.49, giving a $125.1B market capitalization. This is a consumer-defensive giant with everyday brands across Beauty & Wellbeing, Personal Care, Home Care, and Foods, and 93,731 employees. Such businesses can have durable demand and some pricing power, but I want to see returns on total capital, not just equity. The provided FairStock figures show ROE of 31.87%, yet ROCE is only 8.29%, and debt-to-equity is 1.75. That spread suggests leverage is flattering the equity return. The balance-sheet and safety signals are mixed: Altman Z-Score is 2.00 and Piotroski F-Score is 1/9. Valuation looks rich on conservative measures: P/E 21.40 and P/B 7.24, while the Graham Number is $22.23 and margin of safety is -181.11% versus the current price. A 3.43% dividend and beta of 0.45 are attractive defensive features. FairStock Score is 50/100. The data provide no revenue or profit growth, and Lynch category is none because only 0 years of filed results exist versus the needed 3. So I cannot judge growth trajectory. The price already assumes a lot; I would need better capital returns and debt reduction before calling it a bargain.

In plain English: Unilever sells everyday beauty, personal-care, home-care and food brands around the world. The business looks profitable, but it carries a lot of debt and some financial safety checks look weak. At the recent price, the shares look expensive compared with conservative measures of value.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer