United Homes Group Inc Class A Common Stock (UHG)

FairStock Score: 47/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for businesses that earn good returns on capital and have a durable edge. United Homes Group is a small southeastern homebuilder—$69.4M market cap, 195 employees—using a land-light model to build entry-level and move-up houses. That model can reduce land risk, but I see no durable moat in these numbers: homebuilding is cyclical and competitive, and the company's returns are poor. FairStock's calculations at the 2026-05-15 close show a negative P/E of -4.36 and P/B of 1.26, while ROE is -26.16% and ROCE is -0.01%; paying above book for negative returns is not a Graham bargain. The latest filed quarter is a bright spot: in fiscal Q4 2025 revenue was $123.4M, net income $3.2M, and margin 2.60%. That is a better trajectory, but one quarter does not prove it. Trailing free cash flow is -$21.6M, a -31.2% FCF yield, and debt/equity is 2.57. Altman Z-score is 1.23 and EV/EBITDA is 88.50, so the balance sheet and valuation leave little margin for error. Piotroski 5/9 is middling, FairStock score is 47/100, and FairStock assigns no Lynch category because only 0 years of filed results are available and it needs 3. The stock is near the low end of its 52-week $0.99-$2.71 range, but a low price is not the same as value. I would want sustained positive net income, positive free cash flow, and lower leverage before calling this a sound business. Until then, it is a speculative cyclical, not a compelling Buffett-style holding.

In plain English: United Homes Group builds single-family houses in South Carolina, North Carolina and Georgia. The business looks weak overall: the latest quarter was profitable, but the wider numbers show losses and cash going out. At $1.22 a share, the price does not look clearly cheap against those weak results; it looks fair to expensive.

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Data as of 2026-05-15 close · note generated 2026-10-28 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer