UDR, Inc. (UDR)

FairStock Score: 54/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I approach UDR as a landlord first, not as a stock chart. It owns or has interests in 60,259 apartment homes, has operated for 54 years, and rents necessity housing in U.S. markets; that is a durable business, but it is capital-intensive and rate-sensitive. The 5.10% dividend yield and 5.4% FCF yield are real attractions, and FairStock's 54/100 score suggests neither a bargain nor a warning. Leverage is my main unease: debt-to-equity is 1.56, ROCE is only 2.24%, and the Altman Z-score of 0.48 is weak, even allowing that the model is awkward for REITs. Price-to-book of 3.96 at the $35.70 close on 2026-10-26 is not cheap for a leveraged property owner. P/E 22.59 and PEG 0.27 depend on accounting earnings, which depreciation distorts; the right REIT measures, FFO and AFFO, are not in the data. FairStock calls it a FAST GROWER on five-year profit and revenue growth, but I would want evidence that growth is recurring and cash-backed. UDR looks like a solid, steady landlord with an attractive dividend, but the balance sheet and book valuation keep me from calling it a clear value bargain. On the supplied numbers, the price looks fair, perhaps full, and FFO/AFFO plus leverage trends are essential before a Graham-style conviction.

In plain English: UDR owns and manages apartment buildings in U.S. markets and offers a high dividend. The business looks steady, but it carries a lot of debt and its sales have been flat. At $35.70, the price looks fair rather than clearly cheap based on the numbers given; the key REIT profit measures are missing.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-26 close · note generated 2026-10-28 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · fiscal Q1 2025 10-Q (period ended 2025-03-31) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer