UBS Group AG Registered Ordinary Shares (UBS)

FairStock Score: 49/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At $47.85 on 2026-10-13, UBS carries a $126 billion market value. This is a diversified global wealth manager and bank; scale and wealth-management relationships can be a moat, but banking is leveraged and cyclical. FairStock's calculations put it at 16.3 times earnings and 1.64 times book, with EPS of $2.94, ROE of 10.67%, ROCE of 0.57%, and a 2.30% dividend yield. Revenue growth of 15.92% and profit growth of 16.91% are encouraging, and the latest 2026-Q2 data show $13.3 billion of revenue, $2.8 billion of net income, and a 20.98% margin. However, the Piotroski F-Score is 4/9, the FairStock score is 49/100, and PEG is 0.96; those say fair-to-middling, not obvious bargain. The beta of 0.85 suggests less volatility than the market, but that does not remove balance-sheet risk. For a bank, I want CET1 ratio, net interest margin, deposit trends, loan-loss reserves, and credit costs; none of those are in the data. D/E is N/A, so I cannot judge leverage directly. The stock sits between its 52-week low of $36.29 and high of $55.99. At 1.64 times book and 10.67% ROE, the market is paying a modest premium to book for modest returns. I would require a wider margin of safety unless wealth-management inflows and capital returns prove durable. The Lynch category is none because only 0 years of filed results are available; three are needed. In short, a decent franchise at a fair price, not a fat pitch.

In plain English: UBS is a large global bank and wealth manager that earns money from managing investments, lending, and investment banking. The latest numbers show moderate profit and growth, and the stock price looks neither clearly cheap nor clearly expensive for those results. It trades near the middle of its 52-week range and below its high.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer