TWFG Inc. Class A Common Stock (TWFG)

FairStock Score: 64/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

At $24.26 on 2026-10-13, TWFG carries a $317.7 million market value against $248.5 million of FY2025 revenue and $41.2 million of net income. The FY2025 profit rebound from $2.7 million in FY2024 is impressive, and revenue rose from $203.8 million to $248.5 million. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $87.5 million, net income $2.4 million and diluted EPS $0.18, versus $60.3 million, $2.0 million and $0.13 in fiscal Q2 2025. That is real growth, but the net margin is thin and volatile.

In plain English: TWFG sells auto, home, business and other insurance through independent agents. Sales have grown quickly and the company has swung back to a profit, but profit margins are thin and it is not yet generating more cash than it uses. At $24.26, the shares look expensive compared with its profits and net assets.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer