TTEC Holdings Inc. Common Stock (TTEC)

FairStock Score: 39/100 — MIXED

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look for durable earning power bought at a sensible price. TTEC is a customer-experience services business with 44,900 employees, serving clients through TTEC Digital and TTEC Engage. It has scale, but the numbers show a business under stress. Revenue fell from $2.5 billion in fiscal year 2023, the year ended 2023-12-31, to $2.1 billion in fiscal year 2025, the year ended 2025-12-31. Reported results swung from net income of $8.4 million in fiscal year 2023 to net losses of $321.0 million in fiscal year 2024, the year ended 2024-12-31, and $192.5 million in fiscal year 2025. In fiscal Q2 2026, the quarter ended 2026-06-30, revenue was $455.5 million and net loss was $15.4 million, or negative $0.31 per diluted share. That is not a moat producing consistent profits; it suggests competitive pressure and poor operating leverage.

In plain English: TTEC runs customer service and customer experience technology for other companies. It is losing money and sales are shrinking, so the business looks weak. At $1.64, the shares may look cheap compared with its cash flow and accounting value, but the losses and debt make it risky.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2026 10-Q (period ended 2026-06-30) · fiscal Q1 2026 10-Q (period ended 2026-03-31) · fiscal Q3 2025 10-Q (period ended 2025-09-30) · fiscal Q2 2025 10-Q (period ended 2025-06-30) · FY2025 10-K (period ended 2025-12-31) · FY2024 10-K (period ended 2024-12-31) · FY2023 10-K (period ended 2023-12-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer