ServiceTitan Inc. Class A Common Stock (TTAN)

FairStock Score: 56/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I look first for a business that earns money and sells at a sensible price. ServiceTitan does not yet pass that test. In fiscal 2026, the year ended 2026-01-31, revenue was $961.0M, but net loss was $159.9M. In fiscal 2025 and fiscal 2024, net losses were $239.1M and $195.1M. A company with losses in each of the last four years earns no Lynch category here, and that matters. The positive side is growth: fiscal 2026 revenue rose from $771.9M in fiscal 2025, and in fiscal Q2 2027, the quarter ended 2026-07-31, revenue was $292.8M versus $242.1M in fiscal Q2 2026, the quarter ended 2025-07-31. The net loss shrank to $24.9M from $32.2M. Free cash flow of $114.0M over the trailing twelve months is a genuine plus. The balance sheet also looks safe, with D/E of 0.03 and an Altman Z-score of 20.24, both FairStock calculations. But the price at the 2026-10-13 close of $71.76 still asks a lot. FairStock shows P/B of 4.45, negative P/E of -52.38, ROE of -8.34%, ROCE of -4.67%, and FCF yield of just 1.7%. The software touches scheduling, dispatching, invoicing and payments, which can create switching costs, but a real moat is proven by durable profits. For now, this is an improving growth story, not a Graham-style bargain.

In plain English: ServiceTitan sells cloud software that helps contractors manage scheduling, dispatching, invoicing and payments. The business is growing sales quickly, but it still loses money each year, though the losses have been getting smaller lately. At the recent price of $71.76, the shares do not look cheap based on current profits because there are none, so the value depends mostly on future earnings.

The full AI analysis, bull and bear case and key monitorables are in FairStock Pro.

Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Sources (SEC EDGAR): fiscal Q2 2027 10-Q (period ended 2026-07-31) · fiscal Q1 2027 10-Q (period ended 2026-04-30) · fiscal Q3 2026 10-Q (period ended 2025-10-31) · fiscal Q2 2026 10-Q (period ended 2025-07-31) · FY2026 10-K (period ended 2026-01-31) · FY2025 10-K (period ended 2025-01-31) · FY2024 10-K (period ended 2024-01-31)

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer