Titan America SA Common Shares (TTAM)

FairStock Score: 65/100 — STEADY

Key Financials

AI Analysis

AI-generated, general educational analysis — not personal investment advice.

I am a patient value investor, and Titan America is the kind of basic-materials business I can understand: it sells cement, ready-mix concrete, aggregates, and blocks, mostly in the United States. In the latest reported quarter, the second quarter of 2026, revenue was $470.6M and net income was $43.3M, a 9.19% net margin. That is respectable, but the supplied profit-growth figure is negative, so I want to see whether costs or pricing are pressuring margins. At the 2026-10-13 close of $13.10, FairStock calculations show P/E 13.65, P/B 2.22, ROE 17.44%, ROCE 8.19%, and D/E 0.53. The gap between high ROE and modest ROCE suggests leverage is helping returns, so I would not call the balance sheet a fortress; Altman Z-Score 2.17 and Piotroski F-Score 6/9 support that caution. Free cash flow is $154.6M trailing twelve months, a 5.1% FCF yield, which is reasonable. Valuation: Graham Number $11.29 and margin of safety -16.03% mean the price is above my defensive value estimate. EV/EBITDA 9.50 is not expensive for a cyclical building-materials firm, but with earnings falling it is not a bargain either. FairStock Score 65/100 and a Lynch category of none—because only zero years of filed results are available and three are needed—tell me there is little public track record to judge. A local cement and aggregates business can have some moat from freight costs and permits, but I need a longer record and steadier profits before paying much above Graham value. At $13.10, near the 52-week low of $12.92, the stock is interesting but not compelling under Graham's margin-of-safety test.

In plain English: Titan America makes cement, concrete, and crushed stone for construction, mostly in the United States. In the second quarter of 2026 it earned $43.3 million on $470.6 million of sales, which is a decent profit margin, but the company carries a fair amount of debt and its profits are under pressure. At $13.10 a share, the price looks roughly fair to slightly expensive compared with its earnings and asset value, and the stock is near the low end of its 52-week range.

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Data as of 2026-10-13 close · note generated 2026-10-15 · model deepseek-flash

Fundamentals from company filings and market-data providers; prices are end-of-day, not real-time. AI-generated analysis is general and educational — not personal investment advice. Scoring methodology · Score test · Disclaimer