TPG RE Finance Trust Inc. Common Stock (TRTX)

FairStock Score: 44/100 — MIXED

Key Financials

Strengths

• Attractive 11.5% dividend yield providing steady income returns

Concerns

• High leverage at 3.08x debt-to-equity increases financial risk and interest expense burden
• Weak Piotroski F-Score of 3/9 suggests deteriorating financial quality across multiple dimensions
• Altman Z-Score of -0.1 places it in the financial distress zone—elevated bankruptcy risk

AI Analysis

TPG RE Finance Trust Inc. Common Stock is a micro-cap real estate company valued at $657 million. The business generates $132 million in annual revenue with a 0.1% net margin. From a quality standpoint, TPG shows weak Piotroski F-Score of 3/9 signaling deteriorating fundamentals and distressed Altman Z-Score of -0.1 warrants caution. On valuation, the stock is attractively valued at 14.6x earnings, with offers a 37% margin of safety vs Graham Number of $13. Growth dynamics show revenue growing at 1.8% and profit growth of -62.8%. The 11.5% dividend yield adds an income component for patient holders. Our composite FairStock Score of 44/100 reflects below-average fundamentals overall. Investors should weigh the business quality against the current price and their own margin of safety requirements.

Bull Case

Improving fundamentals and sector tailwinds could drive meaningful earnings growth, compressing the effective multiple for patient investors. Operational leverage in the business model means incremental revenue growth could disproportionately boost bottom-line profitability.

Bear Case

Elevated leverage at 3.1x D/E means rising interest rates or revenue weakness could strain debt covenants and force asset sales at distressed prices. Regulatory changes, input cost inflation, or demand normalization represent underappreciated risks that could materially impact forward estimates.

Data from SEC filings. AI analysis is for educational purposes only — not investment advice. Scoring methodology · Disclaimer